Explore your claiming choices
Free
Get a first look at retirement benefit estimates without creating an account.
- No account or email required
- Enter your own benefit information
- Compare the available claiming options
- View results in your browser
Free access
Choose your starting point
The entire Social Security GPS product is free for at least one year. Explore the Basic calculator now, or create an account for the full planning workflow.
Try Out the GPSTwo ways to get started
Start with the tools you need
No payment is required. Full accounts keep the usual registration and sign-in steps so your saved work stays with you.
Your complete planning workflow
Free for at least one year
For individuals and financial advisors who want all planning features and saved work.
- All product features included
- Client records and saved scenarios
- Multiple what-if scenarios
- Monthly and cumulative comparisons
- Break-even views and downloadable reports
- Registration with name, email, phone, and password
Product outputs are educational planning estimates; SSA determines actual benefits.
Planning for your own household?
Try Basic, then save your work with an account
The Basic calculator is available immediately. When you need saved scenarios, reports, and the full range of planning features, create a free account.
Try Out the GPS
Questions about getting started?
Tell us how you plan to use Social Security GPS
We can help you find the tools for your household or your practice.